Now mature, GreenSky credit considers massive IPO

From its inception, GreenSky Credit has been a tech company that isn’t afraid to flout Silicon Valley culture. It’s founder, David Zalik, has been a successful entrepreneur in the private sector since he was 14 years old. His grounded approach to business and technological innovation has given rise to a very different kind of technology company where the pomp and pretense of self-important Silicon Valley man-children, who often have never worked a real job in their lives, have been eschewed for straight shooting and doing what’s known to work.

And it has been this no-nonsense approach of Zalik that has led his company to its current success. Started in 2006, when Zalik went all-in with his entire net worth on the future success of his new enterprise, GreenSky Credit has today grown into a company worth an estimated $4 billion. It is a market leader in the fintech industry and now has a proven and mature business model. With more than 650 full-time employees, it also ranks among the largest fintech employers in the country.

The pop wisdom of the tech world says that you never bring a technology company public until you absolutely have to. GreenSky Credit has massive cash reserves and is so profitable that it hardly needs to use any financing at all. The company is a very long way from needing to go public. However, Zalik has stated that he is considering a IPO for his company. The fact is that GreenSky Credit’s business model is proven and mature enough that the entire company is something close to a turnkey operation. Zalik believes that GreenSky is a sufficiently good business that all of the notorious problems of taking the firm public, at this point, will have no undue negative consequences.

This is all the result of having done things conservatively from the start. Zalik was careful to always build adequate cash reserves and to only expand organically. The result is a company that is positioned to handle not just downturns but also any market opportunities that may arise. Although Zalik has not pursued acquisitions to date, he says that doing so is on the table. And GreenSky is now positioned to become a dominant player in U.S. retail lending.

https://resources.greenskycredit.com/home-improvement-case-studies/video-case-study-east-coast-roofing

Family Values Contribute to Aloha Construction’s Success

Aloha Construction Company is a unique and consumer-focused company that has visibly grown over the years. Under the leadership of its CEO Dave Farbaky, the company has maintained its grasp on the market by staying true to the customers. The latest success was the prestigious BBB Torch award in 2017 that appreciated the company for putting the safety of the constructed houses first. As a family owned and run company, Aloha Construction has an impeccable work ethic and a team of experts dedicated to providing the best services for the customers. These experts include inspectors, supervisors, and specialists.

The company has specialized in commercial roofing, siding repairs and installation of gutters. Aloha Construction inspects the damage of the roof before coming up with a plan on how to fix it. The inspection and repairs are done respectfully and professionally that aims at providing the best services to the consumer. People who suffered from storm or demolition of their houses have found solace in the expertise of this company.

Having been in existence for 84 years, Aloha construction has built a team of specialists who thrive where others may fail. The longevity of the company has allowed it to deal with a wide range of needs making it capable of handling even the most demanding repairs. The company is also keen to follow the construction guidelines provided by the states in which it operates. To be able to adhere to the requirements, the company ensures that the license is up to date and the specialists are certified by their respective oversight bodies. When installing gutters, Aloha Construction makes sure the water is diverted to other areas that will not jeopardize the aesthetics of the home or weaken the foundation of the house over time.

Apart from providing a professional and memorable construction experience to its customers, Aloha Construction has also ventured into charity work. Under the leadership of Farbaky, the company has worked with children through the Dave Farbaky foundation. The charity program hopes to instill values in the children and teach them how to be kind to all people in the world.

https://www.houzz.com/pro/alohabuilds/aloha-construction